Moving Home
Looking to Move House?
Moving home doesn’t have to be stressful, it’s an exciting opportunity for a fresh start!
Whether you’re looking to upsize for a growing family, downsize to something more manageable, or relocate to a completely new area, we’re here to help you secure the best home mover mortgage deals for your next step.
One thing to remember:
Stamp Duty. As a 2nd, 3rd etc buyer, you are likely liable for stamp duty.
https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/
What if you currently have a mortgage?
Currently in a mortgage deal? You may be able to port your current mortgage deal to the new property. Not all mortgages are portable and you will need to hit the mortgage lenders criteria.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.